What is a VA Loan?

We are 100% dedicated to helping service men and women reach their goals of homeownership. For military members, the VA mortgage loan program makes owning or renovating a home possible by allowing eligible veterans and active-duty military personnel flexible loan options.

VA Loan Highlights:

  • Guaranteed by the Department of Veteran Affairs
  • Finance 100% of the home’s value
  • Provides financing for qualified veterans, active-duty personnel, reservists, and eligible family members
  • No down payment required (up to conforming limit)
  • 4% seller concession allowed (i.e., VA funding fee, taxes and insurance, gifts, etc.)
  • No limit on seller contributions toward closing cost
  • Variety of fixed-rate and adjustable-rate loans available

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