USDA Rural Development Mortgage Loans

USDA Rural Development Mortgage Loans

USDA rural housing loans are available for people who live in a qualified rural area and make the median income or less. These loans are a part of a government guaranteed program that was developed to help to encourage homeownership in rural areas.

USDA Rural Development Loan Highlights

  • Finance full purchase price plus closing costs up to 100% appraised value for primary residence
  • 6% seller concessions permitted for closing cost assistance
  • 100% gifting permitted for all closing costs (ask us for details)

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