FHA Loans

FHA mortgage loans are insured by the Federal Housing Administration (FHA) and provide a variety of benefits for homebuyers, especially first-time buyers, buyers without large down payments, or those using gifts for down payments and closing costs. A variety of fixed-rate and adjustable-rate options are available, so you can select the type of FHA loan that will meet your unique needs.

FHA Loan Highlights

  • Up to 6% seller concessions
  • 3.5% down payment (96.5% LTV)
  • Gift funds or assistance allowed
  • Co-applicants may help you qualify even if they will not be living in the home

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